Receivables Tokenization

Tokenization of receivables converts future receivable rights into tradable digital tokens on the blockchain, offering a new way to access liquidity and improve companies' cash flow. This innovative method allows for the quick and efficient trading of these assets in open markets, overcoming the challenges of traditional processes.

Benefits:

• Immediate access to liquidity, improving companies' cash flow

• Reduction in operational costs and fees associated with receivables financing

• Independence from intermediary financial institutions

• Fast and efficient trading process in open markets

• Greater transaction transparency and security

Opportunities for Investors:

Tokenization of receivables presents a unique opportunity for investors, opening access to high-return assets that are traditionally difficult to access. Investors can now directly participate in receivables financing, benefiting from liquidity and potentially higher returns of these investments, without conventional barriers or the need for financial intermediaries. This democratizes access to an asset class previously reserved for institutions or investors with specific connections in the financial sector.

Challenges of Traditional Market:

• Slow and bureaucratic processes for receivables financing

• High fees and costs associated with conventional financing

• Dependence on financial institutions and credit approvals

• Lack of flexibility and accessibility for individual investors

Practical Example:

Imagine a software company with receivables from large corporations with terms of 30 to 90 days. To accelerate its cash flow, this company decides to tokenize part of these receivables. By doing so, the receivable rights are converted into tradable tokens, made available on a tokenization platform like uBits Capital. Investors then have the opportunity to purchase these tokens, investing in corporate receivables with a high return expectation. This not only provides the company with an effective way to manage its cash flow but also offers investors access to a new asset class, with the possibility of achieving attractive returns in a short period, significantly broadening their investment options.